Disclaimers and Disclosures

The viewpoints and opinions expressed in this site are my own and do not reflect those of my employers, past or present.  This site is not affiliated with any of my employers, past or present.  I am not responsible for the content on other sites that readers are led to through links on this blog, nor am I responsible for the availability of those sites.  I am not responsible for the availability of the material on this blog site, which is provided by an independent website hosting company that may, from time to time, experience server problems or temporarily close for maintenance.

This blog is for informational purposes only and should not be relied on as the basis for investment decisions.

All companies, organizations and institutions mentioned on this website are provided for informational purposes only and should not be considered an endorsement of those entities, their products or services.

Terms of Use

The material in this website is protected by a creative commons license.  You must provide appropriate attribution when referencing any material posted on this site.  You may not use this material for commercial purposes.  More information about the terms of use can be found here.

Privacy Policy

If you subscribe to my blog, I will respect your privacy and only use your e-mail address to notify you when a new post has been published.  For this reason, you will never receive spam from me, nor will I ever share your e-mail address with third parties.

Comment Policy

Comments are welcomed on this site, but should be on-topic and not detract from the blog community discussion. There are some cases where comments will be edited or deleted as follows:

  1. Comments that are off-topic or detract from the discussion
  2. Comments deemed to be spam or potential spam will be deleted.  Including a link to relevant content is permitted, but comments and links should be relevant to the post topic.
  3. Comments including profanity will be edited to remove offensive language or deleted.
  4. Comments containing language or concepts that could be deemed offensive will be edited or deleted.
  5. Comments that attack a person or other visitors individually will be edited or deleted.